Proven Investment Mortgage Strategies
There are few investments that can generate returns as substantial as real estate. Whether you’re looking to diversify an existing portfolio, invest in a rental property or even renovate and flip a home, Capital 360 Mortgage is here to help.
Our experienced team can help you figure out how much to invest when, and negotiate the best possible terms at the lowest possible rates. When you succeed, we succeed.
What to consider, if you’re considering investing in real estate
Unlike purchasing a home to live in, making a real estate investment comes with its own set of considerations. When applying for an investment mortgage, you will need to think about the following to maximize your return on investment:
- The number of units in the property you are purchasing
- Whether it will be owner or non-owner occupied
- The size of your down payment
- Your amortization period
- Whether or not you need mortgage default insurance
Investment mortgages are complex
When applying for mortgage financing for investment properties, keep in mind that they are generally more complex than a traditional homebuyer’s mortgage. As an example, if you purchase a property with more than four units, it may be zoned as commercial. If you plan on living in one of the units, that too can have an effect on rates and terms, and the amount of down payment required.